Year
December
2003
December
2004
December
2005
December
2006

December
2007

Cumulative disbursed amount (in US$)
53,335,237
95,951,555
105,973,340
142,453,951
194,338,370
Cumulative loan number
16,802
20,979
25,115
30,344
37,098
Outstanding balance (in US$)
15,143,462
19,190,998
22,980,865
29,437,698
36,961,700
Numbers of active loan
5,061
5,442
6,068
7,292
9,162
Average outstanding/active loans (in US$)
2,992
3,526
3,787
4,037
4,034
Number of loans disbursed annually
4,006
4,168
4,765
5,239
6,754
Amount disbursed annually (in US$)
17,554,135
21,750,000
24,861,054
26,052,390
32,558,057
Mesatarja e kredise per vit (in US$)
4,382
5,218
5,217
4,973
4,821
Key Performance Indicators
Some data about the activity of fondiBESA
SOME FINANCIAL DATA ON 31 DECEMBER, 2007
fondiBESA Main Financial Indicators
at the end of December 2007
Indicators
Portfolio Quality Indicators  
Portfolio at risk (>30 days)
0.64%
Profitability Indicators
Return on Assets (annualized)
10.06%
Return on Equity (annualized)
19.28%
Productivity Indicators
Operating Self Sufficiency
165.2%
Financial Self Sufficiency
128.3%
Yield on Portfolio
24.35%
Capital adequacy
53.41%
I. Financial Statements